401k Max Contribution 2025 And Ira Limit. 401(k) contribution limits in 2025 and 2025. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.

Ira contributions after age 70½. The most you can contribute to a 401(k) in 2025 is $23,000, or $30,500 if.